What does limited tort coverage mean?

Are there any exceptions?

Hi, I’m Erik Snyder from Snyder Law Group. A lot of times people come to me after they’ve been in a car accident and ask, “Can I sue?

What does my car insurance mean?

What is full tort? What is limited tort?”

Well, limited tort is a cheaper insurance coverage that you save a few bucks, but you give up a lot of your rights to sue for pain and suffering and what we call non-economic damages. Now, there are some exceptions, and most popular exception is serious injury.

What does serious injury mean? It means death, permanent disfigurement, or serious impairment of bodily function.

Now what does that mean? It can mean you can’t move around like you used to, you can’t lift your arm around your shoulder, there’s a number of factors but any bodily function that’s been seriously affected and you can prove has been seriously affected through your testimony and your doctors, then you will qualify for the exceptional limited tort and be able to collect non-economic damages for your pain and suffering.

If you have any questions, give me a call at 610-265-8050